Financial Advisory
Practical cross‑border planning for Americans moving to the Netherlands. You’ll receive a clear written deliverable pack you can follow — and share with your licensed tax, legal, or investment professionals for faster, better decisions.
Our process: intake → review (48 business hours) → recommended package → written deliverable pack + tool access → 30‑minute walkthrough call.
Packages
Each package includes a written deliverable pack in your portal, a 30‑minute walkthrough call to review it, and access to our planning tools for a limited time. We’ll recommend the best fit after your intake.
Financial Snapshot
€250
Tool access: 30 days
Best for
- You want a fast “what does this look like if we move?” pressure‑test.
- You need clarity on 1–2 specific decisions (job offer, timing, accounts, cash movement).
- You want blunt do/don’t guidance and a clear checklist.
Typical deliverables
- Written Snapshot Pack in your portal (summary + prioritized next steps)
- Checklist (“Before you move” + “First 30 days”)
- 30‑minute walkthrough call (we review your deliverable pack together)
- Access to portal tools for 30 days
More examples of what this package could cover
- Move‑year sequencing: what to do now vs after arrival
- Job offer sanity check + “questions to ask HR/payroll” list
- Account decisions: what to keep vs what to open (high-level)
- Staging a USD→EUR transfer for a deposit or first-year costs
- “Can we afford rent at €X?” quick pressure test
- First‑90‑days buffer: what’s “enough cash” for your situation
- Paying ongoing US bills from the Netherlands (simple flow)
- Splitting time between NL and the US: practical cash/logistics issues
- What to track now to make tax season easier (documentation hygiene)
- Quick review of an existing DIY plan (find gaps + reorder steps)
All outputs are tailored; these are examples of common use-cases.
Financial Foundations
€650
Tool access: 3 months
Best for
- You want a simple system for year 1 — not just answers.
- You need a USD→EUR plan built around real bills.
- You want a repeatable routine for cashflow + set‑asides.
Typical deliverables
- Written Foundations Pack in your portal (includes Snapshot outputs)
- One‑page Money Map (your “default monthly flow”)
- Transfer strategy + pay‑yourself / set‑aside routine
- 90‑day plan tied to your move date
- 30‑minute walkthrough call (review + implementation priorities)
- Access to portal tools for 3 months
More examples of what this package could cover
- Designing a first-year monthly routine (income → bills → buffers → savings)
- Two-currency household flow (USD income, EUR expenses)
- Pay-yourself rules for variable income (freelance / self-employed)
- Set-aside buckets for predictable annual costs and “known unknowns”
- Reducing “random transfers” with a simple cadence + decision rules
- Planning for deposits, relocation costs, and a temporary-to-permanent housing year
- Getting a stable system while one partner is still US-based
- Building a documentation rhythm (what to save monthly/quarterly)
- Baselining spending while you’re still estimating NL living costs
- Cleaning up an already-working system that feels messy or inefficient
All outputs are tailored; these are examples of common use-cases.
Full Cross‑Border Plan
€1,750
Tool access: 6 months
Best for
- You have complexity (business income, stock comp, multiple accounts, bigger assets).
- You want a long‑term architecture, not a move‑year patch.
- You want a written blueprint + clear decision rules + implementation roadmap.
Typical deliverables
- Written Cross‑Border Blueprint (PDF) delivered in your portal
- Money‑Flow Diagram + decision rules (how money moves and why)
- Coordination prompts for your licensed pros (tax/legal/investment)
- Implementation roadmap + 12‑month calendar
- 30‑minute walkthrough call (review the blueprint + priorities)
- Access to portal tools for 6 months
More examples of what this package could cover
- RSUs/options/ESPP: cross‑border planning questions and sequencing
- Large taxable brokerage: structure and “do/don’t” guardrails (education)
- Business income + personal planning: building a system that stays explainable
- Choosing a long-term architecture for accounts, currencies, and cash buffers
- Multi-scenario planning (base case / downside / big upcoming expense)
- US obligations + NL life: designing a stable long-term money flow
- Planning for major life events (housing purchase, childcare changes, big transfers)
- Documentation + calendar structure to make coordination faster and cleaner
- High travel / possible return to US: keeping the system flexible and reversible
- “Everything works but it feels inefficient”: redesign for simplicity
All outputs are tailored; these are examples of common use-cases.
Note: Prices are in EUR. 21% VAT may be added where applicable. This service is planning + coordination — not tax filing, legal advice, or investment execution.
Portal tools (included during your access window)
All packages include access to our planning tools inside the portal. Your access window depends on the package tier.
| Package | Tool access window | Included tools |
|---|---|---|
| Financial Snapshot | 30 days | DAFTBot • BV vs ZZP calculator • Timeline generator • Cash flow report generator |
| Financial Foundations | 3 months | DAFTBot • BV vs ZZP calculator • Timeline generator • Cash flow report generator |
| Full Cross‑Border Plan | 6 months | DAFTBot • BV vs ZZP calculator • Timeline generator • Cash flow report generator |
DAFTBot
Ask follow‑up questions, clarify terminology, and pressure‑test next steps while you implement your plan.
BV vs ZZP calculator
A scenario comparison calculator used inside our planning workflow. You’ll see clear labels and guidance directly in the tool.
Timeline generator
Generates a practical timeline and checklist based on your move date and situation so you can execute in the right order.
Cash flow report generator
Builds a baseline monthly cash flow and helps you explore “what if” scenarios (rent, transfers, buffers, major expenses).
How it works
Step 1
Create a portal account
Step 2
Complete the advisory intake
Step 3
We review within 48 business hours
Step 4
You receive a recommended package
Step 5
After purchase, we prepare your written deliverable pack and unlock your portal tools
Step 6
You book a 30‑minute walkthrough call to review your deliverable and next steps
Scope & boundaries
We provide planning and coordination so you can move forward confidently — and work efficiently with the right licensed professionals.
Included
- Personalized planning based on your situation
- Written deliverable pack in your portal (tailored checklists, next steps, and structure)
- 30‑minute walkthrough call to review the deliverable and priorities
- Access to portal tools for a limited time (varies by package)
- Organizing questions + context for your tax/legal/investment pros
Not included
- Tax filing or legal representation
- Investment execution, custody, or portfolio management
- Submitting applications on your behalf
FAQ
Do I book a call immediately?
No. You start by completing the intake. We review within 48 business hours and recommend a package. After purchase, we prepare your written deliverable pack in the portal — then you book a 30‑minute walkthrough call to review it.
How long is the walkthrough call?
30 minutes. It’s a review of your deliverable pack: we confirm assumptions, explain the logic, and highlight the top next steps.
What exactly is the “deliverable pack”?
A clear written summary tailored to your situation, plus checklists and planning outputs relevant to your package level (for example: a move‑year checklist, a Money Map, transfer rules, set‑aside routines, or a longer blueprint). You’ll receive it in your portal so you can reference it anytime.
How long do I get access to the portal tools?
Tool access depends on your package: Financial Snapshot (30 days), Financial Foundations (3 months), Full Cross‑Border Financial Plan (6 months).
Can I use the tools without buying a package?
Tool access is included during your package access window. We unlock tool access once your package is active.
Do you replace a tax advisor, attorney, or investment professional?
No. We help you understand the decisions, structure your next steps, and coordinate questions for your licensed professionals. For filing, legal work, or regulated investment services, you’ll work with the appropriate licensed providers (you can bring your own).
Will you review sensitive documents (tax returns, bank statements, passports)?
We typically do not request highly sensitive documents at intake. If document review is helpful later, we’ll request only what’s necessary and use the portal workflow (not open email forms) to keep things structured.
What if I’m not sure which package I need?
That’s normal. The intake is designed so we can recommend the best fit based on your situation, timing, and complexity.
What if my situation turns out to be more complex than expected?
We’ll tell you. In some cases we’ll recommend upgrading so you have enough scope to get a durable plan (especially for complex assets, stock comp, or business/entity decisions).
Do you offer ongoing advisory after this?
Sometimes. Ongoing support depends on fit and scope; we’ll discuss options after your initial engagement if you want continuing help.
Start with the intake — we’ll route you to the right package
Create your portal account, complete the intake, and we’ll recommend the best next step based on your move timeline and complexity.