DAFT Bookkeeping That Actually Works: A Simple Stack, a Weekly Rhythm, and a Renewal-Ready File Last reviewed: January 2026 DAFT is not hard. Administration is what makes it feel hard. Most people do not get stuck because they are not operating a real business. They get stuck because their admin is not designed to explain…
DAFT is DIY-friendly. Dutch benefits and allowances should be, too. The problem is that most English explanations online are either vague or outdated, and the “monthly advance” design of toeslagen can create repayment surprises if you estimate wrong and never update.
Moneybird is one of the best practical options for DAFT entrepreneurs because it is built for the Dutch reality: invoices, receipts, EUR bookkeeping, VAT workflows, and bank automation.
It is not trying to be enterprise software.
It is trying to make small-business bookkeeping boring.
For DAFT founders, boring is the goal.
US Citizen Financial Planning on DAFT: The Cross-Border Questions You Must Answer in Year 1 (Before It Gets Expensive) Last reviewed: January 2026 DAFT is DIY-friendly on the immigration side. The treaty is not the hard part. The hard part is building a real money system while you are also building a business in a…
Health Insurance on DAFT: When You Must Switch, What Counts as “Insured,” and How to Avoid Fines Last reviewed: January 2026 DAFT is DIY friendly. Dutch health insurance can also be boring and straightforward. The problem is that people delay, assume foreign coverage “counts,” or wait for perfect timing. When Dutch basic health insurance applies,…
DAFT With a Spouse or Partner: Residence Rights, Work Permission, and the Paperwork That Actually Matters Last reviewed: January 2026 If you are moving to the Netherlands on DAFT and you are not moving alone, treat “bringing my partner and kids” as a real workstream. DAFT is your residence permit. Your spouse or partner (and…
Paying Yourself on DAFT: Owner Draws, Tax Set-Asides, and a Monthly System That Keeps Capital Boring Last reviewed: January 2026 If you are on DAFT and “paying yourself” feels fuzzy, you are not behind. You are just missing a system that matches how Dutch self-employment actually works. Here is the pattern I see again and…
Getting Paid, Invoicing, and VAT on DAFT: A Practical Setup Last reviewed: January 2026 DAFT is DIY-friendly. The part that makes people spiral is not the treaty or the IND forms. It is the money layer around it: invoices that do not match payments, VAT decisions made on assumptions, and an admin file that cannot…
BV vs eenmanszaak for DAFT: the decision framework you can actually run Last reviewed: January 2026. Rules and tax thresholds change. Use the official links in this article to confirm current numbers before you act. If you are on DAFT, you will hit this question fast: do you run your Dutch business as an eenmanszaak…
DAFT endgame planning: permanent residence and Dutch citizenship (without resetting your clock) If you are on DAFT, you are already doing the hard part: you found a viable way to legally live in the Netherlands and build something here. The mistake I see is treating the first permit and the first renewal as “the finish…