You cannot “convert” a BV into a ZZP. A BV is a legal person. ZZP is a working style (“zelfstandige zonder personeel”). What you actually do in practice is move your activities into an eenmanszaak (sole proprietorship) and then choose what to do with the BV.
DAFT is DIY-friendly. Dutch benefits and allowances should be, too. The problem is that most English explanations online are either vague or outdated, and the “monthly advance” design of toeslagen can create repayment surprises if you estimate wrong and never update.
Moneybird is one of the best practical options for DAFT entrepreneurs because it is built for the Dutch reality: invoices, receipts, EUR bookkeeping, VAT workflows, and bank automation.
It is not trying to be enterprise software.
It is trying to make small-business bookkeeping boring.
For DAFT founders, boring is the goal.
Who Is Actually Qualified: Jurist vs Advocaat, “Lawyer” Marketing, and How to Vet a DAFT Provider Without Getting Scammed Last reviewed: January 2026 If you are an American shopping for DAFT help, you will see the word “lawyer” everywhere. In American English, that word is not a vibe. It is a credential signal. The American…
US Citizen Financial Planning on DAFT: The Cross-Border Questions You Must Answer in Year 1 (Before It Gets Expensive) Last reviewed: January 2026 DAFT is DIY-friendly on the immigration side. The treaty is not the hard part. The hard part is building a real money system while you are also building a business in a…
Renting in the Netherlands on DAFT: How to Avoid Getting Played (and Still Get a Lease) Last reviewed: January 2026 Renting in the Netherlands is not a vibe. It is a process. If you treat it like a process, you get housing. If you treat it like a handshake agreement and hope everyone is fair,…
Health Insurance on DAFT: When You Must Switch, What Counts as “Insured,” and How to Avoid Fines Last reviewed: January 2026 DAFT is DIY friendly. Dutch health insurance can also be boring and straightforward. The problem is that people delay, assume foreign coverage “counts,” or wait for perfect timing. When Dutch basic health insurance applies,…
BRP, BSN, DigiD: The Dutch Admin Chain That Unlocks Everything (and How to Avoid Dead Ends) Last reviewed: January 2026 If you feel stuck in the Netherlands, it is usually not because the Netherlands is confusing. It is because you are missing one of three keys: BRP, BSN, or DigiD. Without the right key, the…
DAFT With a Spouse or Partner: Residence Rights, Work Permission, and the Paperwork That Actually Matters Last reviewed: January 2026 If you are moving to the Netherlands on DAFT and you are not moving alone, treat “bringing my partner and kids” as a real workstream. DAFT is your residence permit. Your spouse or partner (and…
Paying Yourself on DAFT: Owner Draws, Tax Set-Asides, and a Monthly System That Keeps Capital Boring Last reviewed: January 2026 If you are on DAFT and “paying yourself” feels fuzzy, you are not behind. You are just missing a system that matches how Dutch self-employment actually works. Here is the pattern I see again and…