DISCLAIMER
Effective date: 11 January 2026
Website content vs. client deliverables
- Public content on https://www.expatadvisory.nl is provided for general informational purposes and may not reflect your specific circumstances.
- If you engage us for a paid package, you receive personalized planning deliverables based on the information you provide and our professional judgment. Scope is planning, education, and coordination (not legal services, tax filing, or investment execution).
No legal or tax filing services
EXPAT Advisory does not provide legal advice or legal representation. We do not prepare, sign, or file tax returns or other statutory filings. You should consult appropriately licensed professionals for legal and tax advice and for filings specific to your situation.
No regulated investment advice / execution / custody
We do not provide regulated investment advice, and we do not:
- Provide product-specific investment recommendations (e.g., “buy/sell/hold” a particular stock, ETF, fund, or other security).
- Manage client portfolios or accept discretionary authority over client assets.
- Execute trades, receive/hold client funds, or provide custody of assets.
Licensing/registration note
Our services are structured so we do not perform activities that require investment‑adviser/broker registration in the U.S. or regulated financial product advice authorization in the Netherlands.
Netherlands regulated financial product advice
We do not provide, and are not engaged to provide, advice or mediation regarding regulated Dutch financial products (for example: mortgages, insurance, consumer credit, or investment products). If you need regulated product advice, you should consult an appropriately authorized professional. Where helpful, we may prepare a clean set of questions/context for you to take to that professional.
Client responsibility; reliance on information
Our deliverables are based on information you provide and assumptions stated in the deliverables. You are responsible for verifying facts, updating information when circumstances change, and for any decisions you make or actions you take.
No guarantees
Any examples, timelines, projections, or “typical” outcomes are illustrative only and not guarantees. Outcomes may depend on third parties and factors outside our control.
Third‑party links and services
We may link to or embed third‑party services (e.g., scheduling, forms, payment providers). We are not responsible for third‑party content or services.
Contact
If you have questions about this disclaimer, contact us at:
admin@expatadvisory.nl